Bodily injury refers to specific types of damage caused to the body after an incident, such as bruises, burns, cuts, fractured bones, and nerve damage. When someone has personal injury insurance, it covers the costs of the other person involved in the accident. Bodily injury is any type of injury that another person causes through a negligent act or accident. Bodily injury is any physical harm you suffer as a result of an accident.
Personal injury, on the other hand, is a type of civil action that involves negligence cases. When another person does not use the same care that another reasonably prudent person would under similar circumstances, they may be considered negligent. Bodily injury coverage pays financial damages to others that occur as a result of a car accident for which you are responsible. This could include medical bills, lost wages, and legal fees.
A personal injury claim is a request for compensation for expenses related to physical injuries sustained in a car accident. Bodily injury claims generally cover medical bills and lost wages, and these claims can be paid by the injured party's insurance company or by the at-fault driver's insurance. After an accident in which someone was injured, you may wonder if your injury is considered a bodily injury.
